Read e-book online Analyzing Banking Risk: A Framework for Assessing Corporate PDF

By Hennie Van Greuning, Sonja Brajovic Bratanovic

ISBN-10: 0821377280

ISBN-13: 9780821377284

ISBN-10: 0821378988

ISBN-13: 9780821378984

Show description

Read or Download Analyzing Banking Risk: A Framework for Assessing Corporate Governance and Financial Risk, 3rd Edition PDF

Similar economy books

Read e-book online Foreign Direct Investment And the Regional Economy PDF

The 'boom' in international direct funding (FDI) because the mid-1980s, remains to be paramount in coverage curiosity. This booklet stories the literature at the nature of FDI and studies the hot effects at the functionality of FDI crops with a view to express the results for nearby financial improvement. It offers new proof at the nature and function of those vegetation, utilizing a distinct dataset that has been developed and carefully analyzed by way of making use of econometric suggestions.

Download e-book for iPad: Free Trade within North America: Expanding Trade for by Henry G. Cisneros (auth.), Gerald P. O’Driscoll Jr. (eds.)

S international locations all over the world have been rediscovering political freedom, audio system on the Federal Reserve financial institution of Dallas' fourth annual South­ A west convention referred to as for larger financial freedom-free exchange in markets freed from synthetic obstacles and faulty laws, loose alternate via­ out a continent (perhaps a hemisphere) that has discarded pointless restraints and is poised to become a preeminent aggressive strength within the twenty first century.

Additional info for Analyzing Banking Risk: A Framework for Assessing Corporate Governance and Financial Risk, 3rd Edition

Example text

3 Balance Sheet Growth, Year-on-Year Fluctuations Balance Sheet Composition – year-on-year fluctuations 2001 2002 2003 Cash and balances with central and commercial banks Base year -16% 7% Trading securities Base year 49% Loans and receivables Base year 21% Real estate assets Base year 53% Investments in associates, subsidiaries and joint ventures Base year 2004 2005 2006 66% 74% -12% 14% 8% -25% 165% 21% 43% 62% 25% -10% 8% -5% 137% 119% Other assets Base year 77% 40% 107% -17% 82% Total assets Base year 28% 16% 34% 40% 50% Customers' deposits Base year 29% 17% 25% 34% 43% Due to banks and other financial institutions Base year 12% 32% 334% 194% 13% Other liabilities Base year 14% 11% 49% 27% 94% Sundry creditors Base year 22% 26% 11% 166% 82% Total equity Base year 28% 8% 75% 29% 130% Total liabilities and capital Base year 28% 16% 34% 40% 50% Variations of Trend Analysis Changes in currency and percentages focus the analysis on material items.

T hree i nterrelated f unctions a re c ritical t o mo netary st ability: t he implementation of monetary policy, the supervision of banks, and monitoring of the payments system. A ll three functions must take place to ensure stability. Banking supervision therefore cannot be divorced from the wider mission of mo netary au thorities. A lthough t he a ttention o f c entral ba nking p olicy focuses on the macroeconomic aspect of general equilibrium and price stability, micro considerations of individual banks’ liquidity and solvency are key to attaining stability.

Poor governance increases the likelihood of bank failures. Bank failures may impose significant public cost, affect deposit insurance schemes, and increase contagion risks. Banks a nd ba nking may a ffect t he w elfare of a si gnificant p ercentage of t he world’s population. Banks’ corporate governance arrangements, therefore, can influence e conomic de velopment. S ound cor porate g overnance c an c reate a n enabling environment that rewards banking efficiency, mitigates financial risks, and increases systemic stability.

Download PDF sample

Analyzing Banking Risk: A Framework for Assessing Corporate Governance and Financial Risk, 3rd Edition by Hennie Van Greuning, Sonja Brajovic Bratanovic


by Edward
4.5

Rated 4.89 of 5 – based on 23 votes